This really depends if you plan to profit from your purchase or use it as a future transaction.
If you plan to actually USE your currency then buy it close to the time you think you will need it. This way you will not be affected by market fluctuation. Otherwise, there are many theories of when to invest for profit in any asset – whether that is cryptocurrency, stocks, gold, real-estate, etc. Some people think you should buy when the market is going up so you can immediately profit from the upswing. Others say you should buy when the market is going down so you can profit by the eventual turn around of the market and make even more money than buying when it is already going up.
We feel that the best time to buy cryptocurrency as an investment is after you have researched the particular coin you want and you have learned about how to keep it safe.
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